Over 50 and behind on retirement? Dave Ramsey says Americans can still win with key moves

Dave Ramsey advice for Americans over 50: Over 50 and behind on retirement? Dave Ramsey says Americans can still win. Cut debt, budget smartly, and invest wisely. Even with just 10–15 years left, disciplined action and simple financial moves can secure a stress-free retirement. It’s never too late to start winning.

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